The couple decided to use the brokerage account to pay for their cost of living while saving the husband`s income for retirement. The couple empties the separate property from the woman to pay community fees and build/save community money. The income received by both spouses during the marriage and the property acquired with this income becomes the joint property of the husband and wife. Community heritage is considered the property of each spouse 50/50. This means that if the husband works and the wife stays at home, the husband`s income and the entire property acquired with the husband`s income become the joint property of the husband and wife. The same applies when all accounts are exclusively titled in the name of the husband.